IOTA FINANCE

Get strategic financial leadership—without the full-time cost.

You’re moving fast. Your finances can’t be playing catch-up.

Most startups outgrow their spreadsheet-driven finance stack before they even realize it. Forecasts get fuzzy. Cash gets tight. Fundraising gets messy. That’s where we come in.

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TESTIMONIALS

Don't Just Take It From Us: Here's What Our Clients Say

“I HATED doing our business bookkeeping and taxes. You'd think after a few years it would get easier, but nope! I found Iota Finance a year ago through a mentor, and I have nothing but amazing things to say about Igor and the rest of the team. We have monthly strategy calls, and they always go above and beyond to ensure I'm in the loop while they handle everything.”

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Nicholas Cooper

“As I continue to build my company, Igor has become an invaluable resource. He offers unique insights that have helped me navigate complex financial decisions, allowing me to focus on growth and strategy. His proactive approach and deep understanding of business finances make him an essential partner for any entrepreneur looking to succeed.If you're looking for an accountant who goes above and beyond, Igor is the one to trust.”

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Gavin Aydelotte
WHO WE SERVE

Partnering with Founders Navigating Financial Complexity

Our clients don’t need someone to just “keep the books.” They need a strategic finance partner who can help them scale smarter, raise capital, and navigate complexity without slowing down. We work closely with founders, CFOs, and business leaders across a range of industries—offering tailored insights, clean reporting, and the confidence to make bold moves.

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Cryptocurrency & Digital Asset Businesses

We help Web3 founders build credible, investor-ready financials: managing treasury operations, multi-token workflows, and complex reporting across chains and entities.

Tech & AI / Startups

We serve as an embedded finance function, leading budgeting, scenario planning, board reporting, and capital strategy so founders can focus on growth, not spreadsheets.

Real Estate Investors & Developers

We bring order to multi-entity structures and development cycles, helping operators manage cash flow, allocations, and lender reporting with ease.

And More

We’ve partnered with fast-moving companies in over two dozen industries. If your business has moving parts, we can help you make sense of the numbers.

OUR SERVICES

Finance Strategy You Can Act On

The companies we work with don’t need a full-time CFO, but they do need someone who can translate complexity into clear direction. We help you build the financial systems, forecasts, and insights that unlock better decisions, align your team, and move your business forward. 

It’s financial leadership that doesn’t just report on your performance, but informs your strategy. 

  • Financial Planning & Analysis

  • Capital & Transaction Strategy

  • Operational Strategy & Risk

  • Governance, Systems & Infrastructure

Financial Planning & Analysis

  • Strategic Financial Planning: Long-range planning aligned with growth targets, cash runway, and business milestones.
  • Budget Development & Management: Annual budgeting, reforecasting, and departmental budget support.
  • Cash Flow Forecasting & Management: Rolling cash flow models to monitor liquidity and scenario planning.
  • Financial Reporting & Analysis: Operating reports, board decks, and management reporting tailored to your business model.
  • Performance Metrics & KPIs: Custom dashboards, metric selection, and trend analysis for SaaS, crypto, real estate, and more.
  • Cost Reduction Strategies: Expense optimization and margin improvement strategies backed by real data.
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Capital & Transaction Strategy

  • Investor Relations & Fundraising: Support for pitch decks, investor updates, dataroom prep, and capital strategy.
  • Capital Structure Optimization: Entity design, equity/debt mix planning, and ownership modeling.
  • Debt Management & Financing: Term sheet review, lender negotiation support, and loan covenant monitoring.
  • Mergers & Acquisitions: Buy-side and sell-side modeling, diligence support, and post-transaction integration planning.
  • Business Valuation: Modeling and financial analysis to support 409A, transaction, or internal valuation needs.
  • Exit Strategy Planning: Long-term planning for acquisitions, IPO readiness, and stakeholder alignment.
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Operational Strategy & Risk

  • Financial Health Assessment: Holistic reviews of financial performance, structure, and future-readiness.
  • Risk Management: Identification and mitigation of financial and operational risks.
  • Corporate Restructuring: Entity restructuring, cost rationalization, and cash preservation planning.
  • Strategic Business Modeling: Business model reviews, pricing analysis, and forecasting for pivots or growth stages.
  • Business Expansion & Scalability Planning: Financial modeling for new products, markets, or geographies.
  • Market Analysis & Competitive Positioning: High-level financial benchmarking to inform strategic decisions.
  • Contract Negotiation & Management: Financial oversight for vendor and customer contracts, including margin impact.
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Governance, Systems & Infrastructure

  • Financial Systems & Technology Integration: Selection and implementation of ERP, reporting tools, and integrations.
  • Corporate Governance: Support for board reporting, financial controls, and audit readiness.
  • Compliance & Regulatory Management: Oversight for financial compliance in multi-jurisdiction and regulated environments.
  • Stakeholder Communication Strategies: Narrative development and reporting for internal and external stakeholders.
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WHY IOTA FINANCE

Strategic Finance That’s Actually Strategic.

We’re not here to generate reports and disappear. We partner with your team, help you navigate key decisions, and work to bring clarity to the financial questions that keep you up at night. With deep technical skill and real-world operator experience, we don’t want to be just another vendor: our goal is to function as an extension of your leadership team.

We Help You Navigate What’s Next

Every decision has tradeoffs: growth, dilution, burn, risk. We help you model the impact, pressure-test the assumptions, and move forward with confidence.

We Understand Founders and Finance Teams

We’ve sat in the operator seat, and we know how to get buy-in from boards, investors, and internal teams. We translate strategy into models, and models into action.

We Thrive Where There’s No Playbook

Fast growth, evolving markets, complex capital stacks—we bring structure to the chaos and build systems that scale with you.

We Make Finance Make Sense

No fluff, no filler. Just clear numbers, smart context, and forward-looking guidance you can actually use.

Meet Your Fractional CFO

Igor Tutelman is the founder of Iota Finance and a licensed CPA with experience across both public accounting and industry. 

Prior to launching Iota, he built and successfully exited a 14-person software startup. He’s also an active investor in VC-backed companies and a partner in a real estate investment group—bringing a practical, founder-informed perspective to every engagement.

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A CFO Engagement Designed Around Your Business

Every company is different, which is why we start by understanding how yours actually works. Whether you need help managing cash, raising capital, or building financial infrastructure, our process is built to get you from reactive to strategic—fast.

1. DIAGNOSE THE GAPS

We start with a focused assessment of your current financials, tools, and goals, identifying gaps, risks, and areas for immediate impact.

2: BUILD THE INFRASTRUCTURE

We build or refine your financial systems, reporting cadence, and planning tools, laying the foundation for smarter, faster decisions.

3: LEAD WITH CONFIDENCE

We serve as your finance lead, managing forecasting, board reporting, investor updates, and high-impact strategic decisions.

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Leadership to Navigate What’s Next

Your CFO shouldn’t just report the numbers—they should help you act on them. 

At Iota Finance, we partner with founders and finance leaders to bring structure, insight, and confidence to every decision. 

Whether you need steady-state support or help navigating a turning point, we’ll build a custom plan that fits where your business is—and where you’re headed.


When you reach out, we’ll start with a discovery call to learn about your business, your current systems, and where things are breaking down. From there, we’ll outline a custom plan based on your goals—whether that means monthly bookkeeping, a full rebuild of your accounting function, or long-term financial strategy.

No hard sell. No one-size-fits-all package. Just a clear path to better financial operations.

RESOURCES

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